2023 Quick Reference Guide to Michigan Medicaid For Patients of a Nursing Home

Resource Allowances & Transfer Divisor:

Maximum Resource Allowance for Patient (BEM 400 [pg. 9] | 1/1/23): $2,000.00

Minimum Resource Allowance for Patient’s Spouse (BEM 402 [pg. 9] | 1/1/23): $29,724.00

Maximum Resource Allowance Patient’s Spouse (BEM 402 [pg. 9] | 1/1/23): $148,620.00

Prepaid Funeral Maximum (BAM 805 [pg. 5] | 6/1/22): $13,760.00

Home Equity Cap for Non-married client (BEM 400 [pg. 36] | 1/1/23): $688,000.00

Penalty Divisor for Gifts or Transfers (BEM 405 [pg. 13] | 1/1/23): $9939.00
(Gift Value ÷ Penalty Divisor [avg. cost of LTC] = Medicaid Ineligibility Penalty)

Income Allowances (BEM 546 | 1/1/23):

Income Allowance for Patient (if patient is a veteran add $30.00) [pg. 3]: $60.00

Minimum Income Allowance for Patient’s Spouse [pg. 5]: $2,288.75

Heating & Utility Allowance for Patient’s Spouse [pg. 5]: $620.00

Standard Shelter Amount/Excess Shelter Allowance for Patient’s Spouse [pg. 5]: $686.63

Maximum Income Allowance for Patient’s Spouse [pg. 5]: $3,715.00

Allowance for Patient’s Legal Guardian [pg. 9]: $83.00

Last Updated 02/28/2023